Flexible, Reliable Financing for Business Growth
Our Revolving Loan Facility is designed to support businesses with ongoing funding needs. Whether you’re managing cash flow, capitalising on new opportunities, or covering unexpected expenses, this facility provides the flexibility to draw, repay, and redraw funds as required, giving your business the agility it needs to thrive.
Why choose an Adelpha Revolving Loan Facility?
A facility up to £30,000
Fast decisions
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We say "Yes" more often
Friendly service
Transparent fixed costs
Funding when needed
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Facility Limits: £15,000 - £30,000
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Interest Rates: Competitive rates from 2.5% per month
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Repayment Terms: Flexible 3-18 months with early repayment options after 3 months
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Fast Access: Funds disbursed within 48 hours
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Annual Renewal: 12-month Facility term with options to renew subject to underwriting
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Usage: Funds available for any business-related purposes
Who can apply for a Revolving Loan Facility?
To be eligible, we typically require you to have been in business for at least 12 months, have a UK based majority ownership and an average monthly revenue over £3,000.
Some of the benefits are:
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Apply in minutes for up to £30,000 and get a decision within two working days
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A simple and hassle-free application with a high approval rate
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Choose repayments tailored to match your business cash-flows
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A fixed cost of funding that is agreed upfront
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No hidden fees or charges
How does it work?
Our Revolving Loan Facility makes available loans up to £30,000 which can be repaid over up to 12 months. You can simply draw another loan when you need more funds. You can repay by monthly payment over a term you select up to 12 months
Unlike many other forms of business funding, the Revolving Loan Facility is an unsecured way of accessing finance which means charges over the company or your assets aren’t required. We require a personal guarantee, but this should not be a problem given we deal with small businesses in which owners have a personal stake and believe in the business’s future
The Revolving Loan Facility is there to boost funds when you need them most
1. Apply
It's easy to apply. Simply complete our secure online application form. We only require basic information like your contact details and company name
2. Quick Call
We will arrange a time for an account manager to speak with you.We have extensive experience working with small businesses and this conversation enables us to better understand your business and funding requirements
3. Underwriting
Once you have supplied any requested information and we have spoken with you, we aim to make an offer to an eligible business within a business day
4. Funding
If you accept our funding offer, then once the documents are signed and the final checks completed, you can draw down the funds within a business day. It is quick and simply to redraw funds when you need them