Limited Company Loan

Get the funds your business needs to grow

Many businesses look to bank as their only funding option when looking for limited company loans. It can be difficult for small businesses to secure the funding they need from bank because of rigid credit policies. 

 

What can I use a limited company loan for? 

  • managing the seasonal cycle of business 

  • funding an inventory deal with a quick turnaround 

  • entering into a new marketing campaign 

  • a large-scale inventory purchase 

  • equipment purchase 

  • new product development 

  • an unexpected expense 

  • Any other business purpose 

Here at Adelpha, we understand the importance of limited company loans and the flexibility they bring . If your business is registered with Companies House, you can apply for a limited company loan here at Adelpha Capital via our Business Growth Loan. 

 

Our limited company loan provides limited companies a simple and flexible short term, unsecured loan with terms available from 3 months up to 24 months. 

Why choose a limited company loan through Adelpha?

Lend up to £100,000

Lend from £1,000 | Adelpha Capital

Fast decisions

Fast lending decisions | Adelpha Capita

We say "Yes" more often

A real person decides on your application | Adelpha Capital

Friendly service

Approachable and friendly service | Adelpha Capital

Transparent costs

Transparent costs with no surprise | Adelpha Capital

Access repeat funding

Access repeat funding | Adepha Capital

Our limited company loan is designed to be a simple, fast and fair form of finance. It is in essence everything you would need in a loan for a limited company. You could receive between £2,000 and £100,000. Your business cash-flows will not be interrupted as the limited company loan is repaid by a weekly or monthly payment plan that is pre-agreed to align with your business cash-flows.

Our limited company loan is unsecured. Adelpha does not place restrictions on how you spend the advanced funds in your business as we are here to improve your cash-flow, not run your business.

Banks can take a long time to make a decision on a limited company loan application. However, at Adelpha there is no lengthy application process and, once you have provided us with the information we need, you can have a final decision within a working day.

Who can apply for a limited company loan?

To be eligible, we typically require you to have been in business for at least 12 months, have a UK based majority ownership and an average monthly revenue over £3,000.

​Some of the benefits are:

  • Apply in minutes for £2,000 – £100,000 and get a decision within two working days

  • A simple and hassle-free application with a high approval rate

  • Repayments tailored to match your business cash-flows

  • A fixed cost of funding that is agreed upfront

  • No hidden fees or charges

How does it work?

Our limited company loan is an advance of cash you can repay via weekly or monthly payments for up to 24 months.

Repayments are tailored to your business cash-flows. Unlike many other forms of business funding, our limited company loan is an unsecured way of accessing finance which means charges over the company or your personal assets aren’t required. We typically require a personal guarantee, but this should not be a problem given we deal with small business in which owners have a personal stake and believe in the business’s future.

 

Our limited company loan is there to boost funds when you need them most.

​1. Apply

It's easy to apply. Simply complete our secure online application form. We only require basic information like your contact details and company name.

2. Quick Call

We will arrange a time for an account manager to speak with you.We have extensive experience working with small businesses and this conversation enables us to better understand your business and funding requirements.

​3. Underwriting

Once you have supplied any requested information and we have spoken with you, we aim to make an offer to an eligible business within a business days. 

4. Funding

If you accept our funding offer, then once the documents are signed and the final checks completed, you can draw down the funds within a business day. It is quick and simply to top-up funds later.

Frequently asked question

Finance from £1,000 | Adelpha Capital

How much can we raise?

We can finance from £2,000 to £100,000 with flexible repayment terms of up to 24 months.

How to apply | Adelpha Capital

How do you apply?

Complete a simple online application that will only take a few minutes. If needed, we can help you complete the application over the phone 

Finance within two business days | Adelpha Capital

How long does it take?

Once you have applied and provided any required documentation, we aim to make a decision within 24 hours

Our other funding products

Secured Business Loan

  • Funding up to £500,000

  • Lend up to 75% of the property value with 1st, 2nd and 3rd charges

  • Tailored repayments from one to 5 years

Bridging Loan

  • Funding up to £350,000

  • Lend up to 75% of value

  • 1st, 2nd and 3rd charges against a wide range of property types

  • Borrow up to 24 months with interest retained

Need more details? Speak to a real person

Our dedicated account managers are here to help. Contact us by phone or email