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Business Growth Loan

Get the funds your business needs to grow

An unsecured business loan provides you with quick access to funding for any business need. A quick application process, simple and flexible, an unsecured business loan is available through Adelpha Capital through our Business Growth Loan. Borrow from £3,000 - £150,000 unsecured for a term up to 36 months. 


What can I use an unsecured business loan for? 

  • managing the seasonal cycle of business 

  • funding an inventory deal with a quick turnaround 

  • entering into a new marketing campaign 

  • a large-scale inventory purchase 

  • equipment purchase 

  • new product development 

  • an unexpected expense 

  • Any other business purpose 

Why choose a Business Growth Loan through Adelpha?

Lend up to £150,000

Lend from £1,000 | Adelpha Capital

Fast decisions

Fast lending decisions | Adelpha Capita

We say "Yes" more often

A real person decides on your application | Adelpha Capital

Friendly service

Approachable and friendly service | Adelpha Capital

Transparent costs

Transparent costs with no surprise | Adelpha Capital

Access repeat funding

Access repeat funding | Adepha Capital

Our unsecured business loan is designed to be a simple, fast and fair form of finance. It is in essence everything you need in an unsecured business loan. You could receive between £3,000 and £150,000. Your business cash-flows will not be interrupted as the unsecured business loan is repaid by a weekly or monthly payment plan that is pre-agreed to align with your business cash-flows.


Adelpha does not place restrictions on how you spend the advanced funds in your business as we are here to improve your cash-flow, not run your business.

Banks can take a long time to make a decision on an unsecured business loan application. However, at Adelpha there is no lengthy application process and, once you have provided us with the information we need, you can have a final decision within a working day.

Who can apply for a Business Growth Loan?

To be eligible, we typically require you to have been in business for at least 12 months, have a UK based majority ownership and an average monthly revenue over £3,000.

​Some of the benefits are:

  • Apply in minutes for £3,000 – £150,000 and get a decision within two working days

  • A simple and hassle-free application with a high approval rate

  • Repayments tailored to match your business cash-flows

  • A fixed cost of funding that is agreed upfront

  • No hidden fees or charges

How does it work?

Our unsecured business loan is an advance of cash you can repay via weekly or monthly payments for up to 36 months.


Repayments are tailored to your business cash-flows. Unlike many other forms of business funding, an unsecured business loan does not require charges over the company or your personal assets aren’t required. We typically require a personal guarantee, but this should not be a problem given we deal with small business in which owners have a personal stake and believe in the business’s future.


Our unsecured business loan is there to boost funds when you need them most.

​1. Apply

It's easy to apply. Simply complete our secure online application form. We only require basic information like your contact details and company name.

2. Quick Call

We will arrange a time for an account manager to speak with you.We have extensive experience working with small businesses and this conversation enables us to better understand your business and funding requirements.

​3. Underwriting

Once you have supplied any requested information and we have spoken with you, we aim to make an offer to an eligible business within a business days. 

4. Funding

If you accept our funding offer, then once the documents are signed and the final checks completed, you can draw down the funds within a business day. It is quick and simply to top-up funds later.

Frequently asked question

Finance from £1,000 | Adelpha Capital

How much can we raise?

We can finance from £3,000 to £150,000 with flexible repayment terms of up to 36 months.

How to apply | Adelpha Capital

How do you apply?

Complete a simple online application that will only take a few minutes. If needed, we can help you complete the application over the phone 

Finance within two business days | Adelpha Capital

How long does it take?

Once you have applied and provided any required documentation, we aim to make a decision within 24 hours

Our other funding products

Secured Business Loan

  • Funding up to £150,000

  • Secured by a charge against either a residential or semi-commercial property

  • Tailored repayments from one to six years

Need more details? Speak to a real person

Our dedicated account managers are here to help. Contact us by phone or email

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