Get the funds your business needs to grow
Many businesses look to their bank as their only funding option when looking for short-term funding. It can be difficult for small businesses to secure the funding they need from bank because of rigid credit policies.
What can I use a short-term business loan for?
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managing the seasonal cycle of business
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funding an inventory deal with a quick turnaround
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entering into a new marketing campaign
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a large-scale inventory purchase
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equipment purchase
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new product development
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an unexpected expense
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any other business purpose
Here at Adelpha, we understand the importance of a short-term business loan and the flexibility they bring. Adelpha's short-term business loan provides a simple and flexible short-term loan with terms available from 6 months up to 36 months.
Why choose a short-term business loan from Adelpha?
Lend up to £150,000
Fast decisions
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We say "Yes" more often
Friendly service
Transparent costs
Access repeat funding
Our short-term business loan is designed to be a simple, fast and fair form of finance. You could receive between £3,000 and £150,000. In essence, it is everything you need in a short-term business loan. Your business cash-flows will not be interrupted as the short-term business loan is repaid by a weekly or monthly payment plan that is pre-agreed to align with your business cash-flows.
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Our short-term business loan is unsecured. Adelpha does not place restrictions on how you spend the advanced funds in your business as we are here to improve your cash-flow, not run your business.
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Banks can take a long time to make a decision on a short-term business loan application. However, at Adelpha there is no lengthy application process and, once you have provided us with the information we need, you can have a final decision within a working day.
Who can apply for a short-term business loan?
To be eligible, we typically require you to have been in business for at least 12 months, have a UK based majority ownership and an average monthly revenue over £3,000.
​Some of the benefits are:
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Apply in minutes for £3,000 – £150,000 and get a decision within two working days
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A simple and hassle-free application with a high approval rate
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Repayments tailored to match your business cash-flows
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A fixed cost of funding that is agreed upfront
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No hidden fees or charges
How does it work?
Our short-term business loan is an advance of cash you can repay via weekly or monthly payments for up to 36 months.
Repayments are tailored to your business cash-flows. Unlike many other forms of business funding, our short-term busines loan is an unsecured way of accessing finance which means charges over the company or your personal assets aren’t required. We typically require a personal guarantee, but this should not be a problem given we deal with small business in which owners have a personal stake and believe in the business’s future.
A short-term business loan can give you a boost funds when you need them most.
​1. Apply
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It's easy to apply. Simply complete our secure online application form. We only require basic information like your contact details and company name.
2. Quick Call
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We will arrange a time for an account manager to speak with you.We have extensive experience working with small businesses and this conversation enables us to better understand your business and funding requirements.
​3. Underwriting
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Once you have supplied any requested information and we have spoken with you, we aim to make an offer to an eligible business within a business days.
4. Funding
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If you accept our funding offer, then once the documents are signed and the final checks completed, you can draw down the funds within a business day. It is quick and simply to top-up funds later.
Frequently asked question
How much can we raise?
We can finance from £3,000 to £150,000 with flexible repayment terms of up to 36 months.
How do you apply?
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Complete a simple online application that will only take a few minutes. If needed, we can help you complete the application over the phone.
How long does it take?
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Once you have applied and provided any required documentation, we aim to make a decision within 24 hours.