Get the funds your business needs to grow
Many businesses look to their bank as their only funding option when looking for short-term funding. It can be difficult for small businesses to secure the funding they need from bank because of rigid credit policies.
What can I use a short-term business loan for?
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managing the seasonal cycle of business
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funding an inventory deal with a quick turnaround
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entering into a new marketing campaign
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a large-scale inventory purchase
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equipment purchase
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new product development
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an unexpected expense
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any other business purpose
Here at Adelpha, we understand the importance of a short-term business loan and the flexibility they bring. Adelpha's short-term business loan provides a simple and flexible short-term loan with terms available from 6 months up to 36 months.
Why choose a short-term business loan from Adelpha?
Lend up to £150,000
Fast decisions
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We say "Yes" more often
Friendly service
Transparent costs
Access repeat funding
Our short-term business loan is designed to be a simple, fast and fair form of finance. You could receive between £3,000 and £150,000. In essence, it is everything you need in a short-term business loan. Your business cash-flows will not be interrupted as the short-term business loan is repaid by a weekly or monthly payment plan that is pre-agreed to align with your business cash-flows.
Our short-term business loan is unsecured. Adelpha does not place restrictions on how you spend the advanced funds in your business as we are here to improve your cash-flow, not run your business.
Banks can take a long time to make a decision on a short-term business loan application. However, at Adelpha there is no lengthy application process and, once you have provided us with the information we need, you can have a final decision within a working day.
Who can apply for a short-term business loan?
To be eligible, we typically require you to have been in business for at least 12 months, have a UK based majority ownership and an average monthly revenue over £3,000.
Some of the benefits are:
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Apply in minutes for £3,000 – £150,000 and get a decision within two working days
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A simple and hassle-free application with a high approval rate
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Repayments tailored to match your business cash-flows
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A fixed cost of funding that is agreed upfront
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No hidden fees or charges
How does it work?
Our short-term business loan is an advance of cash you can repay via weekly or monthly payments for up to 36 months.
Repayments are tailored to your business cash-flows. Unlike many other forms of business funding, our short-term busines loan is an unsecured way of accessing finance which means charges over the company or your personal assets aren’t required. We typically require a personal guarantee, but this should not be a problem given we deal with small business in which owners have a personal stake and believe in the business’s future.
A short-term business loan can give you a boost funds when you need them most.
1. Apply
It's easy to apply. Simply complete our secure online application form. We only require basic information like your contact details and company name.
2. Quick Call
We will arrange a time for an account manager to speak with you.We have extensive experience working with small businesses and this conversation enables us to better understand your business and funding requirements.
3. Underwriting
Once you have supplied any requested information and we have spoken with you, we aim to make an offer to an eligible business within a business days.
4. Funding
If you accept our funding offer, then once the documents are signed and the final checks completed, you can draw down the funds within a business day. It is quick and simply to top-up funds later.
Frequently asked question
How much can we raise?
We can finance from £3,000 to £150,000 with flexible repayment terms of up to 36 months.
How do you apply?
Complete a simple online application that will only take a few minutes. If needed, we can help you complete the application over the phone.
How long does it take?
Once you have applied and provided any required documentation, we aim to make a decision within 24 hours.