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Find out whether applying for a business loan affects your credit score, including the difference between soft and hard searches and searches on directors.

Compare business loans and overdrafts, including costs, flexibility, repayments and when each type of business finance may be more appropriate.

Can a new business get a loan? Learn how trading history, turnover, cash flow, accounts and management experience affect finance for newer businesses.

Find out how long a business normally needs to have been trading to get a loan and how lenders assess newer and established businesses.

Find out how limited company business loans work, how much a company can borrow and how lenders assess directors, credit, cash flow and guarantees.

Find out whether a business loan affects your personal credit score, when lenders search directors and how personal guarantees and hard searches work.

Learn how personal guarantees on business loans work, what directors can be liable for, whether your home is at risk and what happens if the company defaults.

Compare secured and unsecured business loans, including loan amounts, repayment terms, interest rates, security, personal guarantees and completion times.

Learn how unsecured business loans work, how much businesses can borrow, what lenders assess and when a personal guarantee may be required.

Find out how long a business loan can take, from same-day unsecured lending to secured loans, and what can speed up or delay an application.

Find out what documents and information you may need for a business loan, including bank statements, accounts, ID, existing borrowing and open banking.

Learn what business lenders look for in bank statements, including turnover, cash balances, overdrafts, returned payments, existing loans and HMRC payments.

When you apply for a business loan, you will usually tell the lender how much you would like to borrow. That doesn't necessarily mean the lender will offer that amount. A business might apply for £100,000 and receive an offer for £50,000. Another company requesting £50,000 might be considered capable of supporting the full amount. So how does a lender arrive at the number? Although every lender has its own underwriting criteria, the decision will generally come down to two qu

Find out how much your business may be able to borrow and how lenders assess turnover, cash flow, existing debt, credit history and loan affordability.

A business loan is a form of finance designed to provide a business with capital that it repays over an agreed period, usually with interest. Businesses use loans for many reasons. You might need additional working capital, want to purchase equipment, invest in growth, recruit staff, refurbish premises or simply need funding to manage the timing difference between money coming into and going out of your business. Although the basic concept is straightforward, business loans c