How our finance works

Business finance designed to be simpler, faster and fairer

Lend from £1,000 to £30,000

A decision within two working days

No early repayment fees

Access repeat funding

Approachable and friendly service

Transparent costs with no surprises

Small business finance frustrations

Small businesses can experience uneven cash-flows from month to month. This can be caused from a number of reasons including customer late payments, planned expenses such as inventory purchases, refurbishment and a new marketing campaign, or unexpected expenses such as repairs for machinery break-downs

Unfortunately, small businesses have limited access to traditional forms of finance, which can be frustrating trying to quickly respond to their changing funding needs

A simple & flexible solution

Adelpha makes fast and flexible finance available to small businesses from £1,000 to £30,000

The chances of finding the right lending solution are maximised by each lending decision being made by our experienced underwriting team who base their decision on the commercial merits of the proposal, not just your credit history

To meet your business cashflow needs a flexible repayment plan is agreed upfront

Efficient & Friendly service

If you have any question, our efficient and friendly team are always on hand to answer any enquiry


Further, we reward our loyal customers when they recommend Adelpha to a new business. If you introduce someone to Adelpha, we will reward each of you with £200.

Take control of your finances today
Need more details? Speak to a real person

Our dedicated account managers are here to help. Contact us by phone or email

You can also check out our frequently asked questions

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Registered in England and Wales No: 10409699

Address: 27 Old Gloucester Street, London, WC1N 3AX, UK 

Adelpha is a responsible lender providing business finance. Adelpha does not offer regulated consumer agreements.

© Adelpha Capital Ltd. All Rights Reserved